Joseph Felice, Principal Broker
M08000444
905.481.3206 Ext 223

Joseph Filice, Principal Broker

Chief Belief Officer/President, 30 years’ experience in institutional and private mortgages, business financing and consulting, real estate and business development with a passion for solving finance and business problems. Background in engineering, music and bhakti Yoga.
Email: jfilice@cirrius.ca

Karen Filice, Mortgage Broker
M08001944
905.481.3206 Ext 222

Karen Filice, Mortgage Broker

Karen Filice has brought 30 years of real estate experience into the financing field. A licensed mortgage broker since 2008, she has many years of experience in qualifying buyers and borrowers, leading them to the product that is right for their situation.
Email:  kfilice@cirrius.ca

Yasmin Virani, Mortgage Agent
M12000144
905.481.3206 Ext 225

Yasmin Virani, Mortgage Agent

Chartered Management Accountant (CIMA – UK), Froebel Philosophy 1 and 2 Certificates from the, Froebel Institute (A Holistic Private School system) with experience in Business Start-ups and Exits including 8 Retail Video Rental Stores, Coin Laundromat & Dry Cleaning depot, Wholesale Ball Bearing Distribution, Commercial Property Management, Condo and Townhouse Land Development, Residential Mortgage Agent.
Email: yvirani@cirrius.ca

John Gallagher, Mortgage Broker
M08005936
905.481.3206 Ext 242

John Gallagher, Mortgage Broker

John Gallagher has been a practicing real estate and mortgage broker and in business since 1990. John has served the requirements of his clients and served as a Board member and President of the Board of Directors of the CYO of Hamilton Diocese lending his expertise to serve others.
Email: jgallagher@cirrius.ca

Ramon Forgiel, Mortgage Agent
M09000100
905.481.3206 Ext 228

Ramon Forgiel, Mortgage Agent

With an engineering background solving real life problems in various high tech industries has drawn me to the finance industry to develop business and real estate solutions when increasingly few borrowers can qualify with traditional lenders. Having my own portfolio of real estate and private mortgages. Active member of the REIN network.
Email: rforgiel@cirrius.ca

Ralph Pace
M16002590
905.481.3206 Ext 403

Ralph Pace, Mortgage Agent

I'm passionate about helping people achieve their homeownership dreams and real estate investment goals. As a professional accountant, my years of experience in accounting, finance, budgeting, taxation and mortgage related financial services allow me to provide you with a holistic financial analysis assuring you receive products and services suited to your requirements. I would be pleased to meet with you to discuss your residential, commercial or mortgage investment needs. Call me for a free, no obligation, consultation.
Professional Affiliations and Designations:
Financial Services Commission of Ontario (FSCO), Mortgage Agent
American Institute of Certified Public Accountants, CPA (Illinois), CGMA
Illinois CPA Society, CPA (Illinois)
Email: ralph.pace@cirrius.ca

M17000531
905.481.3206 Ext 245

Martin Dorie, Mortgage Agent

Over 30 years of operations, project management & consulting experience including new startups, turnarounds and take overs in the retail services and commercial project management industries. Projects including restaurants, F&B establishments, catering companies, retail food, Import & Export, and family entertainment centers with 15 years in the large volume multi-unit operations. Several years of overseas consulting experience including India, Thailand and Dubai.
Email: mdorie@cirrius.ca

Karim Merchant, Mortgage Agent
M17001927
905.481.3206 Ext 401

Mark Milburn, Mortgage Agent

Thirty years of experience in the national and international business world working with cash flow needs for clients, positions me to solve your problems and provide customized solutions in personal, commercial, business and investment needs.
Email: mmilburn@cirrius.ca