Welcome to Cirrius Finance Corp.
When the bank says NO its time to get CIRRIUS.
If you are an “A” client with stable provable income, perfect credit and excellent debt coverage, the banks should be offering you great rates.
If they don’t - call us. You NEED to get “Cirrius” when you have less than perfect proof of income, credit, or too much debt.
Being a loyal bank customer doesn’t necessarily mean you get the best deal. That’s where we come in.
What is CHIP?
CHIP is a reverse mortgage, which is described as a loan secured against the value of the home. It allows the homeowner to qualify for up to 55% of their home value and convert it into cash to pay off debt or renovate their home without having to move or sell.
Income Advantage Program
Income Advantage is a loan secured against the value of the home allowing the homeowner to qualify for up to 40% of their home value and convert it into cash without having to make payments.
We understand that your complex financial circumstance might require a “hands on” approach which requires teamwork, ideas and a strategy to ultimately come up with a plan for success. Many times a private mortgage is the solution.